Mortgage Related: Credit Cards First, Millstone, Cash-Ins, Reverse Originations, GMAC Slims Down, Fifth Third Mods

February 9th, 2010

 
 

Study Shows Credit Card Debt Getting Paid Before Mortgages – By Robin Cassella – A recent trend of consumers paying off their credit card bills before their mortgages is gaining steam, according to a study released …
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Markets Related : Dow 2.0, Securitization, Wells Shuns Carry Trade, Default Risk CDS, Goldman Guide, Bill Gross, NPL in China, Taleb on Shorting USTs

February 9th, 2010

 

Do We Need A Dow 2.0? – By Peter G. Miller – It’s likely true that home values have stayed level for 20 years at a time. However, the context is that real estate is …
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The MBAA’s loss; News from F&F, FAMC, GMAC; FDIC’s CRA monitoring

February 8th, 2010

 

 
I thought about taking today off from the commentary to celebrate, since yesterday I won all 4 quarters of my office’s Super Bowl pool! And then I remembered that I was the only one in the pool, don’t really have an office, and that the net effect of my $50 a square winnings was about the same as the US Government buying …
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Choose The Best Retirement State Carefully

February 8th, 2010

Choosing the best retirement state involves many factors. Be careful if you base your choice on one criteria.
Looking solely at taxes can be misleading. Five states have no sales tax; seven have no income tax. The only state that has none of either taxes is Alaska. Alaska may be a tough sell as a place to retire.
Due to its location, Alaska has to truck in most consumer goods. That makes the cost of consumer goods higher. Alaska therefore has a high cost of living. The fact that it has no taxes helps but it is still not among the cheapest …
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A Well-Adjusted Child is a Healthier Child

February 8th, 2010

A Well-Adjusted Child is a Healthier Child
Do you strive to raise a well-adjusted child? Most of us do, but what many parents don’t realize is that although their child may seem well-adjusted on the outside, it’s the mis-alignment on the inside that can reek havoc in more ways than one.
Like a car whose alignment is off or a necklace plagued with kinks; your child’s body cannot function at its highest level of efficiency when there are underlying causes and malfunctions hindering it. The trama of your child’s daily life is enough to throw that delicate balance off and regaining …
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Bits Bucket For February 8, 2010

February 8th, 2010

Post off-topic ideas, links and Craigslist finds here. Please visit the HBB Forum.
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Economy Related: Debt vs GDP, U-6 Unemployment, Census, China RE Bubble, Nonfarm Payrolls, 7 Great Charts, A 14 Year Old Replies, Foreigners’ Fault?

February 8th, 2010

 

CHART OF THE DAY: US debt vs. GDP in 2009 – The Prudent Investor Blog …
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Loan Related: CRE Loans, Million Dollar Homes, CMBS Delinquencies, High Cost Housing, A Larry Kotlikoff Fix

February 8th, 2010

  
 

The Worst May Still Be Yet To Come For US Banks’ Commercial Real Estate Loans – The …
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Bits Bucket For February 7, 2010

February 7th, 2010

Post off-topic ideas, links and Craigslist finds here. Please visit the HBB Forum.
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Carpet Cleaning Manalapan NJ

February 7th, 2010

Carpet Cleaners in Manalapan NJ
All Natural Carpet Cleaning is Very Important Because ….
Never heard of all natural carpet cleaning? That’s because most carpet cleaning companies use harsh chemicals and detergents to clean your carpet, leaving the residues behind. These residues can attract more dirt, and they can be extremely unhealthy for the children and pets who walk and play on carpets every day. That why I use an all natural carpet cleaning process in my business. I believe there’s a better way to clean carpet – safer for my clients, me, and the environment.
Dirty Carpets
Dirty carpets aren’t safe. They can …
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